Clay County, Florida
Income Data
At a Glance
How Clay County Compares
Detailed Income Statistics
Data Story
About Household Income in Clay County, Florida
Clay County outpaces national income levels
Clay County's median household income of $86,094 exceeds the U.S. median of $74,755 by over $11,000—a 15% advantage. This strong performance places Clay County well above the typical American household, ranking it among higher-earning Florida counties.
Florida's top income earners
At $86,094, Clay County surpasses Florida's state average of $65,468 by more than $20,000. This income level places Clay County in Florida's upper tier, reflecting a robust local economy and higher-wage employment base.
Outearns comparable county rivals
Clay County's $86,094 income outpaces neighboring Duval County ($68,447) by roughly $18,000 annually. This gap reflects Clay County's appeal to affluent commuters and professionals, particularly those working in Jacksonville-area industries.
Income comfortably covers housing costs
At 20.4%, Clay County's rent-to-income ratio sits right at the ideal benchmark, meaning renters spend about $1,460 monthly on housing. The median home value of $281,500 remains within reasonable reach for households at this income level, supporting both stability and wealth building.
Prime position for long-term investing
Households earning $86,000+ have meaningful capacity to invest beyond basic savings. Diversifying into index funds, real estate, or tax-advantaged retirement accounts can accelerate wealth creation and position families for generational financial security.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Clay County median
County median: $86,094 per year
vs. County Median
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vs. State Average
+32%
vs. National Median
+15%
Income Adequacy
Your monthly income ($7,175) vs. median rent ($1,464/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.