Clay County, Florida

Income Data

+32% vs. Florida average
$86,094
Median Household Income
$39,166
Per Capita Income

At a Glance

Median Household Income
$86,094
+32% vs. state avg
Per Capita Income
$39,166
-1% vs. national
Income-to-Housing Ratio
30.6%
income as % of home value
Rank in Florida
#5 / 67
by median household income

How Clay County Compares

Clay County$86,094
Florida Average$65,468
National Median$74,755

Detailed Income Statistics

$86,094
Median Household Income
$39,166
Per Capita Income
$281,500
Median Home Value
30.6%
Income-to-Housing Ratio

Data Story

About Household Income in Clay County, Florida

Clay County outpaces national income levels

Clay County's median household income of $86,094 exceeds the U.S. median of $74,755 by over $11,000—a 15% advantage. This strong performance places Clay County well above the typical American household, ranking it among higher-earning Florida counties.

Florida's top income earners

At $86,094, Clay County surpasses Florida's state average of $65,468 by more than $20,000. This income level places Clay County in Florida's upper tier, reflecting a robust local economy and higher-wage employment base.

Outearns comparable county rivals

Clay County's $86,094 income outpaces neighboring Duval County ($68,447) by roughly $18,000 annually. This gap reflects Clay County's appeal to affluent commuters and professionals, particularly those working in Jacksonville-area industries.

Income comfortably covers housing costs

At 20.4%, Clay County's rent-to-income ratio sits right at the ideal benchmark, meaning renters spend about $1,460 monthly on housing. The median home value of $281,500 remains within reasonable reach for households at this income level, supporting both stability and wealth building.

Prime position for long-term investing

Households earning $86,000+ have meaningful capacity to invest beyond basic savings. Diversifying into index funds, real estate, or tax-advantaged retirement accounts can accelerate wealth creation and position families for generational financial security.

Frequently Asked Questions

What is the median household income in Clay County, Florida?
The median household income in Clay County, Florida is $86,094, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Clay County?
The per capita income in Clay County is $39,166, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $86,094.
How does Clay County compare to the Florida average?
Clay County's median household income of $86,094 is higher than the Florida state average of $65,468. The per capita income is $39,166, compared to the state average of $35,698.
What is the per capita income in Clay County, Florida?
The per capita income in Clay County, Florida is $39,166, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Why is Clay County income higher than the Florida average?
Clay County's median household income of $86,094 is higher than the Florida average of $65,468. This difference of $20,626 can be attributed to factors such as local industry mix, proximity to major employment centers, educational attainment levels, and cost of living. Counties with higher incomes often have a greater concentration of professional and technical occupations.
How does Clay County rank for income in Florida?
Clay County ranks #5 out of 67 counties in Florida by median household income (1 = highest). With a median household income of $86,094 and per capita income of $39,166, it falls in the top third of counties statewide.

Income Comparison Calculator

See how your household income compares in Clay County

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Your income is above the Clay County median

County median: $86,094 per year

vs. County Median

+0%

vs. State Average

+32%

vs. National Median

+15%

vs. Clay County MedianAbout equal
vs. Florida Average32% above
vs. National Median15% above

Income Adequacy

Monthly income covers median rent4.9x

Your monthly income ($7,175) vs. median rent ($1,464/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.