Moffat County, Colorado

Income Data

-5% vs. Colorado average
$70,975
Median Household Income
$35,380
Per Capita Income

At a Glance

Median Household Income
$70,975
-5% vs. state avg
Per Capita Income
$35,380
-10% vs. national
Income-to-Housing Ratio
27.0%
income as % of home value
Rank in Colorado
#33 / 64
by median household income

How Moffat County Compares

Moffat County$70,975
Colorado Average$74,792
National Median$74,755

Detailed Income Statistics

$70,975
Median Household Income
$35,380
Per Capita Income
$262,500
Median Home Value
27.0%
Income-to-Housing Ratio

Data Story

About Household Income in Moffat County, Colorado

Moffat County Slightly Below National Median

Moffat County's median household income of $70,975 falls just $3,780 short of the national median of $74,755. This positions the county near the national middle class, supported by its energy sector and agricultural base.

Competitive With Colorado's State Average

Moffat County's $70,975 income ranks close to Colorado's state median of $74,792, placing it solidly in the middle of the statewide distribution. The county maintains income parity with more developed areas despite its rural northwestern location.

Energy Sector Supports Above-Average Earnings

Moffat County's $70,975 income outpaces rural neighbors like Montezuma ($63,005) and Montrose ($66,072), reflecting its oil and gas industry presence. However, it trails wealthier mountain counties like Ouray ($84,556) and Park ($95,450).

Housing Costs Well Within Comfort Zone

A rent-to-income ratio of 17.8% means Moffat County residents dedicate less than one-fifth of earnings to housing, well below the 30% benchmark. Median home values of $262,500 remain accessible compared to state trends, supporting homeownership affordability.

Leverage Stable Income for Wealth Building

Moffat County's income stability creates opportunity to invest consistently in long-term wealth vehicles like IRAs and taxable investment accounts. Build on this foundation by automating monthly contributions and reviewing asset allocation annually.

Frequently Asked Questions

What is the median household income in Moffat County, Colorado?
The median household income in Moffat County, Colorado is $70,975, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Moffat County?
The per capita income in Moffat County is $35,380, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $70,975.
How does Moffat County compare to the Colorado average?
Moffat County's median household income of $70,975 is lower than the Colorado state average of $74,792. The per capita income is $35,380, compared to the state average of $43,584.
What is the per capita income in Moffat County, Colorado?
The per capita income in Moffat County, Colorado is $35,380, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Moffat County a low-income area in Colorado?
Moffat County's median household income of $70,975 is below the Colorado average of $74,792. The per capita income of $35,380 is also lower than the state average of $43,584. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Moffat County rank for income in Colorado?
Moffat County ranks #33 out of 64 counties in Colorado by median household income (1 = highest). With a median household income of $70,975 and per capita income of $35,380, it falls in the middle third of counties statewide.

Income Comparison Calculator

See how your household income compares in Moffat County

$
1.00x

Your income is above the Moffat County median

County median: $70,975 per year

vs. County Median

+0%

vs. State Average

-5%

vs. National Median

-5%

vs. Moffat County MedianAbout equal
vs. Colorado Average5% below
vs. National Median5% below

Income Adequacy

Monthly income covers median rent5.6x

Your monthly income ($5,915) vs. median rent ($1,051/mo). A ratio of 3.3x or higher means rent is under 30% of income.

Sponsored

Grow Your Wealth

See how your income stacks up in Moffat County, Colorado? Start investing smarter with a robo-advisor that builds a diversified portfolio for you.

Start Investing

Counties with Similar Income Levels

Sponsored

Compare Financial Products in Colorado

Compare savings accounts, CDs, and money market rates from top banks to make the most of your earnings.

Compare Rates

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.