Moffat County, Colorado
Income Data
At a Glance
How Moffat County Compares
Detailed Income Statistics
Data Story
About Household Income in Moffat County, Colorado
Moffat County Slightly Below National Median
Moffat County's median household income of $70,975 falls just $3,780 short of the national median of $74,755. This positions the county near the national middle class, supported by its energy sector and agricultural base.
Competitive With Colorado's State Average
Moffat County's $70,975 income ranks close to Colorado's state median of $74,792, placing it solidly in the middle of the statewide distribution. The county maintains income parity with more developed areas despite its rural northwestern location.
Energy Sector Supports Above-Average Earnings
Moffat County's $70,975 income outpaces rural neighbors like Montezuma ($63,005) and Montrose ($66,072), reflecting its oil and gas industry presence. However, it trails wealthier mountain counties like Ouray ($84,556) and Park ($95,450).
Housing Costs Well Within Comfort Zone
A rent-to-income ratio of 17.8% means Moffat County residents dedicate less than one-fifth of earnings to housing, well below the 30% benchmark. Median home values of $262,500 remain accessible compared to state trends, supporting homeownership affordability.
Leverage Stable Income for Wealth Building
Moffat County's income stability creates opportunity to invest consistently in long-term wealth vehicles like IRAs and taxable investment accounts. Build on this foundation by automating monthly contributions and reviewing asset allocation annually.
Frequently Asked Questions
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.