Montgomery County, Alabama
Income Data
At a Glance
How Montgomery County Compares
Detailed Income Statistics
Data Story
About Household Income in Montgomery County, Alabama
Montgomery earns 22% less nationally
Montgomery County's median household income of $58,153 trails the U.S. median of $74,755 by approximately $16,600 annually. This gap mirrors broader regional challenges across the South, though Montgomery's per capita income of $33,404 suggests stronger earnings potential than some peers.
Slightly above Alabama's average
Montgomery's median household income exceeds Alabama's state median of $54,196 by about $4,000, positioning it in Alabama's upper-middle band. The county's per capita income of $33,404 also surpasses the state average of $29,701, reflecting a more robust earning base.
Montgomery matches Mobile's income
Montgomery's $58,153 income essentially ties Mobile County at $58,119, making them economic equivalents in the region. Both counties exceed Pickens ($47,014) and Pike ($47,961) but fall short of Morgan County's $64,858, the area's income leader.
Housing costs claim more here
Montgomery's rent-to-income ratio of 21.9% is the highest in this peer group, meaning the typical household dedicates nearly one-quarter of income to housing. With median home values at $160,100, families should budget carefully to avoid overextending on mortgages.
Invest after stabilizing housing
Montgomery households earning $58,000+ have opportunity to invest beyond housing, but should first ensure mortgage or rent is sustainable at under 28% of income. Once housing is locked down, directing even 5-10% of income to retirement accounts and diversified investments builds generational wealth.
Frequently Asked Questions
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Your income is above the Montgomery County median
County median: $58,153 per year
vs. County Median
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vs. State Average
+7%
vs. National Median
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Income Adequacy
Your monthly income ($4,846) vs. median rent ($1,061/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.