Montgomery County, Alabama

Income Data

+7% vs. Alabama average
$58,153
Median Household Income
$33,404
Per Capita Income

At a Glance

Median Household Income
$58,153
+7% vs. state avg
Per Capita Income
$33,404
-15% vs. national
Income-to-Housing Ratio
36.3%
income as % of home value
Rank in Alabama
#21 / 67
by median household income

How Montgomery County Compares

Montgomery County$58,153
Alabama Average$54,196
National Median$74,755

Detailed Income Statistics

$58,153
Median Household Income
$33,404
Per Capita Income
$160,100
Median Home Value
36.3%
Income-to-Housing Ratio

Data Story

About Household Income in Montgomery County, Alabama

Montgomery earns 22% less nationally

Montgomery County's median household income of $58,153 trails the U.S. median of $74,755 by approximately $16,600 annually. This gap mirrors broader regional challenges across the South, though Montgomery's per capita income of $33,404 suggests stronger earnings potential than some peers.

Slightly above Alabama's average

Montgomery's median household income exceeds Alabama's state median of $54,196 by about $4,000, positioning it in Alabama's upper-middle band. The county's per capita income of $33,404 also surpasses the state average of $29,701, reflecting a more robust earning base.

Montgomery matches Mobile's income

Montgomery's $58,153 income essentially ties Mobile County at $58,119, making them economic equivalents in the region. Both counties exceed Pickens ($47,014) and Pike ($47,961) but fall short of Morgan County's $64,858, the area's income leader.

Housing costs claim more here

Montgomery's rent-to-income ratio of 21.9% is the highest in this peer group, meaning the typical household dedicates nearly one-quarter of income to housing. With median home values at $160,100, families should budget carefully to avoid overextending on mortgages.

Invest after stabilizing housing

Montgomery households earning $58,000+ have opportunity to invest beyond housing, but should first ensure mortgage or rent is sustainable at under 28% of income. Once housing is locked down, directing even 5-10% of income to retirement accounts and diversified investments builds generational wealth.

Frequently Asked Questions

What is the median household income in Montgomery County, Alabama?
The median household income in Montgomery County, Alabama is $58,153, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Montgomery County?
The per capita income in Montgomery County is $33,404, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $58,153.
How does Montgomery County compare to the Alabama average?
Montgomery County's median household income of $58,153 is higher than the Alabama state average of $54,196. The per capita income is $33,404, compared to the state average of $29,701.
What is the per capita income in Montgomery County, Alabama?
The per capita income in Montgomery County, Alabama is $33,404, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Why is Montgomery County income higher than the Alabama average?
Montgomery County's median household income of $58,153 is higher than the Alabama average of $54,196. This difference of $3,957 can be attributed to factors such as local industry mix, proximity to major employment centers, educational attainment levels, and cost of living. Counties with higher incomes often have a greater concentration of professional and technical occupations.
How does Montgomery County rank for income in Alabama?
Montgomery County ranks #21 out of 67 counties in Alabama by median household income (1 = highest). With a median household income of $58,153 and per capita income of $33,404, it falls in the top third of counties statewide.

Income Comparison Calculator

See how your household income compares in Montgomery County

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Your income is above the Montgomery County median

County median: $58,153 per year

vs. County Median

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vs. State Average

+7%

vs. National Median

-22%

vs. Montgomery County MedianAbout equal
vs. Alabama Average7% above
vs. National Median22% below

Income Adequacy

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Your monthly income ($4,846) vs. median rent ($1,061/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.