Monroe County, Alabama

Income Data

-26% vs. Alabama average
$40,225
Median Household Income
$23,470
Per Capita Income

At a Glance

Median Household Income
$40,225
-26% vs. state avg
Per Capita Income
$23,470
-41% vs. national
Income-to-Housing Ratio
35.0%
income as % of home value
Rank in Alabama
#61 / 67
by median household income

How Monroe County Compares

Monroe County$40,225
Alabama Average$54,196
National Median$74,755

Detailed Income Statistics

$40,225
Median Household Income
$23,470
Per Capita Income
$114,900
Median Home Value
35.0%
Income-to-Housing Ratio

Data Story

About Household Income in Monroe County, Alabama

Monroe trails the nation significantly

Monroe County's median household income of $40,225 falls 46% below the U.S. median of $74,755, a gap of nearly $35,000 per year. This places Monroe among the lowest-income counties nationally, reflecting economic challenges common to rural Alabama.

Ranking in Alabama's lower tier

Monroe County earns 26% below Alabama's state median of $54,196, placing it in the bottom third of Alabama counties by household income. Per capita income of $23,470 also lags the state average of $29,701, indicating limited earning opportunities across the workforce.

Monroe is the region's lowest earner

Monroe's $40,225 median income is substantially lower than every comparable county in the group, with nearby Pike County at $47,961 and Pickens County at $47,014 both earning 18%+ more. Even Perry County, the second-lowest in this cohort, earns $34,368—still above Monroe's baseline.

Housing costs strain budgets

Monroe's rent-to-income ratio of 21.5% means the typical renter dedicates over one-fifth of limited income to housing. With median home values at $114,900, homeownership requires significant financial discipline given the median income of just $40,225.

Prioritize emergency savings first

Given tight household budgets, Monroe residents should focus on building a small emergency fund before other investments. Even modest monthly contributions to savings—automated from paychecks—create financial resilience and reduce reliance on costly debt.

Frequently Asked Questions

What is the median household income in Monroe County, Alabama?
The median household income in Monroe County, Alabama is $40,225, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Monroe County?
The per capita income in Monroe County is $23,470, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $40,225.
How does Monroe County compare to the Alabama average?
Monroe County's median household income of $40,225 is lower than the Alabama state average of $54,196. The per capita income is $23,470, compared to the state average of $29,701.
What is the per capita income in Monroe County, Alabama?
The per capita income in Monroe County, Alabama is $23,470, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Monroe County a low-income area in Alabama?
Monroe County's median household income of $40,225 is below the Alabama average of $54,196. The per capita income of $23,470 is also lower than the state average of $29,701. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Monroe County rank for income in Alabama?
Monroe County ranks #61 out of 67 counties in Alabama by median household income (1 = highest). With a median household income of $40,225 and per capita income of $23,470, it falls in the bottom third of counties statewide.

Income Comparison Calculator

See how your household income compares in Monroe County

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Your income is above the Monroe County median

County median: $40,225 per year

vs. County Median

+0%

vs. State Average

-26%

vs. National Median

-46%

vs. Monroe County MedianAbout equal
vs. Alabama Average26% below
vs. National Median46% below

Income Adequacy

Monthly income covers median rent4.6x

Your monthly income ($3,352) vs. median rent ($721/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.