Choctaw County, Alabama
Income Data
U.S. Census Bureau ACSAt a Glance
Economic Indicators
How Choctaw County Compares
Detailed Income Statistics
Income Advisory: Choctaw County
Income Verdict
Choctaw County has a median household income of $44,483 and per capita income of $26,781 — a gap of $17,702, suggesting a higher share of single-earner or non-family households.
Housing Affordability
With median gross rent at $653/month and a median household income of $44,483, rent consumes approximately 17.6% of monthly income — well within affordable thresholds.
Economic Context
A median household income of $44,483 indicates below-average earnings, which may limit discretionary spending and make households sensitive to cost-of-living increases. Per capita income of $26,781 suggests below-average individual earnings, which may reflect local employment mix or industrial composition.
Neighbor Context
Choctaw County earns approximately 17.9% below the Alabama state median household income of $54,196.
Data Story
About Household Income in Choctaw County, Alabama
Choctaw County earns 41% below U.S. median
Choctaw County's median household income of $44,483 ranks among Alabama's lowest, trailing the national median of $74,755 by $30,272. This significant gap reflects Choctaw's position as one of the nation's most economically vulnerable rural counties.
Alabama's second-poorest county by income
At $44,483, Choctaw County ranks near the bottom of Alabama's 67 counties, falling 18% below the state average of $54,196. The county's per capita income of $26,781 drops below the state average of $29,701, indicating uneven income concentration.
Lowest income among nearby rural counties
Choctaw County's $44,483 trails all nearby counties: Clarke ($49,167), Chambers ($49,295), and Cherokee ($50,769) all earn $4,500–$5,000 more annually. This gap suggests Choctaw faces steeper economic headwinds than neighboring regions.
Housing costs take up nearly one-fifth
At 17.6%, Choctaw County's rent-to-income ratio sits comfortably below the 30% affordability threshold, though tight household budgets make any housing cost significant. Median home values of $111,800 are the county's lowest, offering some relief to would-be homeowners.
Build resilience through incremental saving
On $44,483 annually, prioritize a small emergency fund of $1,000–$2,000 before investing, allowing you to weather unexpected expenses without debt. Explore employer retirement plans, tax credits for low-income savers (Saver's Credit), and no-fee community banking to maximize every dollar.
Frequently Asked Questions
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Income Comparison Calculator
See how your household income compares in Choctaw County
Your income is above the Choctaw County median
County median: $44,483 per year
vs. County Median
+0%
vs. State Average
-18%
vs. National Median
-40%
Income Adequacy
Your monthly income ($3,707) vs. median rent ($653/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.